Wednesday, March 1, 2023, 1:20 p.m.
The permanent disability pension is an economic benefit that Social Security recognizes for those workers who, after a prescribed treatment due to illness or accident, once they have been released from the hospital, present serious autonomic or functional reductions that prevent them from carrying out their work optimally. This economic benefit tries to cover the loss of income that a worker suffers when due to illness or accident his working capacity is reduced or cancelled.
Those people included in any Social Security scheme who meet the requirements for each degree of disability are eligible for this pension, according to the website of this body. There are four different degrees of disability:
– Partial for the usual profession: it causes the worker a decrease of no less than 33% in the performance for said profession.
– Total for the habitual profession: disqualifies the worker for his habitual profession but can dedicate himself to a different one.
– Absolute for all work: disqualifies the worker for any profession or trade.
– Great disability: when the permanently disabled worker needs the assistance of another person for the most essential acts of life.
Payments
– Regarding payments, when the pension derives from common illness or non-work accident, it is paid in 14 payments (monthly with two extraordinary payments).
– If it derives from an accident at work or occupational disease, it is paid in 12 monthly payments, since the extraordinary payments are prorated in the monthly payments.
– It is revalued annually and has guaranteed minimum monthly amounts. The pension is subject to personal income tax (IRPF), being exempt from tax withholding, pensions for absolute permanent disability and severe disability.
Steps to get the pension
To obtain the pension, a file must be opened and the worker must be summoned by a medical authority to examine his case. Later, the court made up of toilets gives a verdict that will be what the administration takes into account, which is the final body that decides whether or not this pension is recognized. In case of refusal, the worker can appeal the decision.
Related News
The 3 cases in which you can lose your pension
The National Institute of Social Security is in charge of evaluating and reviewing the disability and recognizing the right to this pension, and therefore it can also suspend its collection. Specifically, these are the three cases for which the disability pension can be suspended:
1. Review of the declared disability.
2. Recognition of the retirement pension.
3. Death of the pensioner.
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