Bizum has become one of the most used payment methods in our country, in just a few seconds and with your smartphone you can receive and send money quickly, which has made millions of people adopt this mechanism for payments between friends, family and even businesses.
In just six years, Bizum has established itself as one of the favorite payment methods among Spaniards. And just having the other person’s phone number is enough to make the payment. So much so that even the Treasury will allow you to pay the 2025 Income with Bizum or credit card, so if you are still one of the few people left who still do not have Bizum activated, in this article we are going to teach you how to do it with your bank.
Prerequisites
- Be a client of a bank attached to Bizum: Most Spanish banks offer this service. You can consult the complete list on the official Bizum website.
- Have a bank account with a Spanish IBANl: Make sure that the account you want to associate with Bizum is active and operational.
- Have a Spanish mobile phone number: This number will be linked to your Bizum account and will be necessary to carry out operations.
- Have your bank’s app installed on your smartphone: Download it from the official application store (App Store or Google Play) and log in with your credentials.
How to activate Bizum
To activate Bizum and be able to send and receive money instantly without having to save or write long bank account combinations, you have to follow these simple steps, as long as you meet the above requirements:
- Access your bank’s app.
- Locate the Bizum section: The exact location may vary depending on each bank’s app, but it is generally found in the main menu, in the transfers or payments section, or even in a highlighted section. Search for terms like “Bizum,” “Send and receive money,” or “Immediate payments.”
- Activate the service: Once inside the Bizum section, you will find the option to activate it. Click on “Activate Bizum”, “Sign up” or similar.
- Read and accept the terms and conditions: It is important that you carefully read the legal information and conditions of use of the service before accepting them.
- Verify your phone number: The app will show you the phone number associated with your bank account. Confirm that it is correct. If you need to modify it, contact your bank.
In most cases, Bizum will be activated immediately and you can start using it. Some banks may require an additional confirmation step, such as entering a code sent via SMS. If you change banks, you will not lose your Bizum history, you will simply have to cancel the service in your old bank’s app and activate it again in your new bank’s app.
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