VTB proposes to allow banks to completely block the possibility of withdrawing and withdrawing funds from the accounts of fraudsters. About it write “Vedomosti”.
Anatoly Pechatnikov, deputy chairman of the board of the credit institution, explained that the way to fight criminals is to freeze money on the accounts of so-called “droppers” – intermediaries – for up to 30 days. Thus, fraudsters will not be able to cash out funds stolen from citizens.
He clarified that the attackers first withdraw the stolen money to accounts in other banks, and only then cash out the stolen money. Banks cannot stop such operations without a court decision, even if such an “intermediary” account has already been identified and blocked. According to Pechatnikov, both market participants and government representatives agree with such an initiative.
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On January 31, it was reported that in Saratov, a pensioner lost more than 17 million rubles due to the actions of fraudsters. The criminals acted according to the “classic” scheme, posing as bank and police officers and warning about unauthorized transfers from his account. To secure the money, the attackers offered to transfer the funds to a “safe account”, and after receiving the money they disappeared.
In December, it became known that Russians lost more than three billion rubles (3.15 billion) in a year due to fraudsters who began to massively forge online payment confirmation pages (3-D Secure). Every day, Russians deceived in this way made 11,767 payments, scammers defrauded them of 8.6 million rubles a day. Fake payment systems with a 3-D Secure page are quite difficult to detect, they often have payment system logos, experts say. This scheme is dangerous, it spreads and is modified very quickly. So far, only one or two largest banks in Russia and the CIS have protection against this type of fraud. According to the Ministry of Internal Affairs, since the beginning of the year, all Russians have been deceived through the phone and the Internet by 45 billion rubles.
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