Unfortunately, cybetheafas have become the bread of each day, and nowadays behind each email, SMS, message on social networks or download there is potentially a scam or virus that seeks to get our personal and bank data to us.
And our bank account, where we keep our money is the main objective of every cyber attack. That is why this sector has had to put the batteries and reinforce your systems with all kinds of new cybersecurity technologies that block and prevent cybercriminals from getting out with their own.
Even so, the number of attacks that occur per day, and The lack of knowledge to protect and detect the deceptions of a large part of society They make thefts that even empty bank accounts are common. The thing is that on many occasions The plots are so perfect that even the conscious users of this type of scams fall, because they fail to identify them.
And is that It is not always your fault, but there are times in which banks protection systems do not act as they should and expose the victim. Francisco José Quevedo, expert lawyer in banking law and responsible for the Department of Online Fraud of Asoban Lawyers, who in statements during his interview for RAC1 He has pointed out who the responsibility is.
The bank or the client, who has to pay if a cybetheaf is suffered?
According to him, “The law is very clear, who commits negligence is the one who has to pay.” For example, if they supplant our bank and steal the money “the responsibility is the bank. It is the banking entity in charge of monitoring that our funds are safe.” Quevedo compared him to other professions, and pointed out that “If as a lawyer a term passes me, it is my fault, right? Well, in this case it is the same.”
“It is not enough to send messages to people saying that they will never ask for data by phone. In the background, what does is transfer responsibility to customers. The bank must have an active responsibility and prevent his clients from being unprotected. “The lawyer ended up saying.
In addition, he stressed that banks have access to our movements history, and that They must be those who are alert if they detect strange movements and act quickly and block our account and card. “This is what the contract we have with the banking entities and also the Payment Services Law.”
Of course, the lawyer recognizes that “In many cases the friendly path does not work. Banks are often removed from fleas and respond negatively or answer. In these cases, Customers have no choice but to go by judicial means “says Quevedo.
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