In Russia, there are several different types of experience: insurance experience, general work experience and the so-called “special experience”. About this agency “Prime” explained in the branch of the Pension Fund of Russia in Moscow and the Moscow Region.
They clarified that seniority is one of the most important factors affecting the right and amount of pensions for citizens. The insurance period is necessary to determine the right to an insurance pension. In 2022, 13 years of service are required for retirement (by the end of the transition period, the required service will increase to 15 years). It is on it that the right to an insurance pension is determined.
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The total length of service is taken into account only when forming the estimated amount of the pension as of January 1, 2002. After this date, this concept does not apply.
“Special” is the length of service in certain types of work, which gives the right to an early pension. In particular, we are talking about teaching, medical, creative, as well as working with harmful working conditions and in hot shops.
In January, the representative of the NPF “Future” Yevgeny Biezbardis named an alternative way to gain insurance experience – he advised to “buy” it for money. The specialist recalled that according to Russian legislation, in order to increase the number of pension points, citizens have the right to acquire up to half of the insurance period. However, this measure applies only to ordinary, and not preferential insurance experience.
Earlier, Yulia Finogenova, professor at the Department of Finance and Prices at the Plekhanov Russian University of Economics, said that there are a number of conditions for early retirement. So, Russians of pre-retirement age who have lost their jobs for reasons beyond their control, for example, due to staff reductions, can apply for it. Under certain conditions, they will be able to receive an unemployment pension.
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