Private insurers abandon Muface and the tender for civil servants’ medical coverage is void

Private insurers have not submitted offers for the Muface concert for the years 2025 and 2026, which remains void, waiting for the Government to propose a new tender to guarantee health and social coverage for 1.5 million civil servants and their employees. families. At the beginning of October, the Executive had approved a 17% increase in the premium which, in view of the companies’ response, has been insufficient for them to continue providing the service.

From Muface they have indicated this Tuesday that “both the holders and the beneficiaries will continue to receive the same health care that they enjoy under the current conditions.” “Medical and healthcare care will be maintained under the current terms,” the mutual society insists.

Following the refusal of the main insurers to participate in the tender proposed by the Executive under the current conditions, Muface indicates that “it will begin work for a new tender”, after offering a premium of 17.12%, “the largest in history since that there are comparable records.”

In the current one, which the previous companies that provided the service – Adeslas, Asisa and DKV – have rejected, the Ministry of Public Function proposed a total amount of more than 1,337 million euros for the first year and 1,345 for the second, with a total biannual increase of 304 million euros compared to the last year of validity of the previous agreement. The average premium per mutual member was around 1,032.12 euros this year and 1,208.81 in 2026.

The tender approved by the Council of Ministers on October 8 was already amid disagreements between the administration and the companies, which had shown a belligerent attitude in the previous days. The sector had considered even a 25% increase in premiums “insufficient.” In a report from the Institute for the Development and Integration of Health (IDIS Foundation), of which the country’s large insurers are a part, they pointed out in September that not even with this increase, higher than that of the competition presented by Public Function, would it be possible to achieve “fair” financial conditions.

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