The week ends with a new joy for the mortgaged futures after MyInvestor has joined the mortgage war of the Spanish banks. The ‘neobank’ has announced a cut the type of interest his fixed mortgage up to 3.10% without linked products.
Thus, starting today, the entity sells mortgages at a fixed rate of 3.10% NIR (3.30% APR), after applying a reduction of 15 basis points. Until now the rate of these loans was 3.25% TIN (3.45% APR). The new price applies to all terms, up to a maximum of 30 years.
Who can take out the new MyInvestor fixed mortgage
The success of fixed mortgages in Spain is increasingly noticeable. This time it is a product that goes ‘Without Backpack’. From MyInvestor they highlight that the success of this product lies “in that it offers the peace of mind of paying the same throughout the loan without requiring additional products, such as insurance or pension plans, or without the need to domiciliate the payroll.”
New mortgages are available for new loans and subrogations and are aimed at family units with a minimum monthly income of 4,000 euros. Appraisal fees, study, opening and formalization fees do not apply. Notary, agency and registration fees do not apply either, but are assumed by MyInvestor.
MyInvestor adjusts its savings products after the ECB
MyInvestor has also adjusted the rates of its savings products, maintaining a remuneration much higher than the market average,” it announces in a press release.
The paid current account Starting today, it offers a 2% APR in the first year for a maximum of 70,000 euros, which means that the client can earn up to 1,400 euros gross in interest just by having their money in the account. As for the depositsremunerates up to 3% APR for clients who have or contract an automated portfolio (roboadvisor) with an investment of 150 euros.
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