During 2020 the lockdown decided by the Government because of the infections Covid had significant consequences on traffic in Italy. At the time, only the vehicles of essential workers could circulate, so much so that roads and highways along the whole peninsula were practically deserted. Today, more than two years after those difficult times, the government thinks of a system to compensate motorists who remained insured at that timebut with the cars completely stopped.
There is talk of a RC car bonus to refresh motorists mocked by super-policies in the year of the lockdown. “The government thinks about it and opens a table at Mise, the Ministry of Economic Development. Without excluding the possibility of intervening with an ad hoc regulation to redistribute the benefits accumulated by the insurance companies. This was announced by the League’s Undersecretary for the Economy Federico Freni, responding yesterday to a parliamentary question from the Cinquestelle Alessio Villarosa on possible initiatives to use the savings – or extra profits – counted by insurance companies in the months of national shutdown and in subsequent ones with collapsed city traffic and an almost zero accident rate. This is not a new issue, also raised on several occasions by IVASS, the Insurance Supervisory Institute, which invited companies to moderate rates or provide large discounts for customers“, We read on Repubblica.
According to IVASS data, the average price of RC auto has been falling steadily by 30% since 2012; however, the lockdown has completely called into question any foreseeable trend. By comparing the estimates on premiums collected and compensation, IVASS has estimated savings for insurance companies to be estimated at between 2.5 and 3.6 billion euros. Technically, this could translate into hypothetical savings on RC cars of around 70 euros. Second Ania (the National Association of Insurance Companies) lockdown savings instead they would amount to 2.1 billionless than Ivass estimates, of which one billion has already been returned to customers in various forms.
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