Since July 25, 59,800 contracts have been signed by the program to support micro and small businesses
THE Cashier informed this Tuesday (23.Aug.2022) that it has already lent R$ 5.7 billion in the new phase of the pronampe (National Support Program for Micro and Small Businesses).
More than 59,000 contracts have been signed since July 25th. Altogether, Caixa will be able to operationalize up to R$ 19.8 billion in the program.
“It is a line of credit that creates special conditions for micro-entrepreneurs and small businesses”said the vice president of Retail Business, Thays Cintra.
“Caixa was the 1st bank to contract the Pronampe line of credit and, with the volume of current contracts, it is consolidated as the bank that has granted the most Pronampe in the market”says the vice president.
The bank also informed that it has 29,200 pre-approved customers on its register, with a potential contracting of approximately R$ 2.7 billion.
THE PRONAMPE
The program is intended for companies with annual gross revenue from R$81,000 to R$4.8 million in the 2021 reference year.
The total term of the operation is 48 months, of which 11 are grace periods and 37 are amortization installments. The interest rate is compounded by the Selic rate plus 6% per year.
The maximum value of the operation is R$ 150 thousand per company and, within this limit, the amounts contracted in other years will not be considered.
The loan can be used for investments and working capital alone or associated with the investment. It is also possible to carry out renovations and acquire machinery and equipment, use the resources for operating expenses, such as payment of salaries, purchase of raw materials, goods, among others.
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