Most cyberattacks aim to take over your banking information or directly extract the money you have from you. Many times we opt for malicious codes, viruses or to directly “hack” your account and get the money from it through transfers made by cybercriminals, but just like the rest of the things, the tricks they have evolve and they look for new ways to get your way.
One of them is taking advantage of the Bizum app, which expects an important change that will come into force in 2025, which has become one of the most used platforms for sending money among Spaniards in recent years, due to its simplicity and speed for transactions.
The key to this is that Bizum works with the main Spanish banks, and allows you to send money instantly just by having the other person’s number. But this ease of use now turns out to be being exploited by cybercriminals to taker an unsophisticated scam, but as we have seen, quite effective.
And few people have ever used this Bizum function, but the app not only allows you to send money, but also allows you to request it in the same way. You just need the person’s phone number and enter the amount they owe you and they will receive a notification asking for what they owe you, and the other person just has to confirm the payment to be made.
Due to its simplicity, cybercriminals are taking advantage of this feature to get money from their victims. And without much effort, Cybercriminals ask you for money and disguise the matter so that it seems that the money is going to you, but if you look closely at the notification that pops up, they are telling you that they are going to take your money. If you confirm, you will not be able to recover it, since The actions within Bizum are irreversible.
How to avoid the reverse Bizum scam
The best thing to avoid falling for this scam is to keep your eyes wide open and pay attention to the details. First of all, you must always check the phone number who has contacted you, and if you don’t know him it is always better to be suspicious. Just as you should Read the notification carefully before taking any other action to know what it is about and remember that If you receive a Bizum your account should increase, not decrease.
In the event that you have fallen into the trap of this type of crime and believe that your bank access codes may be compromised, contact your bank and ask them to cancel your card and block your account until you receive your new credentials. .
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