In the coming weeks, the agencies are going to become the main link between SMEs and the self-employed, affected by the damage of the DANA in the Valencian Community, and the Public Administrations. Called to be the first window to which the owners and managers of the affected businesses will go and due to the pulse that these offices have of the real situation of the businessmen when they keep their accounts and requests for the public administration, they already warn that the Announced measures may be insufficient if we do not act quickly.
They warn from the General Council of the Colleges of Administrative Managers of the danger that can be posed to SMEs and the self-employed by going en masse to the ICO creditsover-indebting businesses at a time when there is uncertainty about the capacity for economic recovery after the catastrophe, and the need for the announced direct aid of between 10,000 and 150,000 euros, non-refundable, to be used to relaunch the activity of those affected, and cover the costs with this money that cannot be reached with private insurance.
“The time has come to contribute our knowledge to try to facilitate procedures that are agile, viable, effective and that do not become entangled in excessive and unnecessary bureaucracy,” says the Fernando Jesus Santiago Olleropresident of the General Council of the Colleges of Administrative Managers, after the announcement of the first package of measures announced by the Government worth 10.3 billion eurospointing out precisely the aspect highlighted by the President of the Government, Pedro Sanchezof the urgency for these first measures to be palpable among those affected.
Within the part aimed at alleviating the impact on companies, the Government has put on the table a package of aid of between 5,000 and 150,000 euros for small and medium-sized businesses affected by DANA. Direct aid for 838 million euros, specifically 5,000 euros for the self-employed and which will range between 10,000 and 150,000 euros for companies, depending on their business volume, which will be enough to indicate the bank account number to receive them and They will begin to be collected in less than a month. The Executive hopes to benefit in this way some 65,000 self-employed workers and about 30,000 companies.
Aid before ICOs
For managers it is necessary prioritize non-refundable aid to cover uninsured lossesinstead of only offering credits like ICOs that increase companies’ debt. «As we have seen recently, over-indebtedness ends up suffocating the business, and finally kills it. An aid procedure should also be considered that focuses on the loss suffered, not on aspects such as being up to date with social security and the treasury, for example, especially when this situation could be caused by the catastrophe,” they explain from the General Council of Administrative Managers.
It is worth remembering that the package of measures also includes a new line of endorsementscalled ICO-DANAworth 5 billion of euros so that SMEs, the self-employed and also families, as a novelty, can request loans guaranteed by the Government to cover the expenses suffered by the catastrophe.
Managers also value the possibility of tax deferrals and the extension of banking moratoriums, ensuring a plan to return outstanding installments. Even though these moratoriums and postponements have already begun to appear, we must think in the long term (it is likely that when the VAT is accrued, for example, the company’s liquidity situation will continue to be chaotic, or all the taxes related to inheritances) », they point out in this regard.
«I listen to the President of the Government about the aid that is made available to those affected by DANA, it is wonderful, It’s a good book title, now we have to make the book really readable», concludes the president of the Administrative Managers.
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