If the creation of the controversial Welfare Pension Fund what the president proposes Andrés Manuel López Obrador, would be financed not only by the 41 billion pesos fund contemplated by the Inactive Aforesbut, in addition, four national and parastatal institutions would be used.
In a morning conference, with the support of the IMSS, Infonavit, the Ministry of Labor and Consar, President Andrés Manuel López Obrador insisted that “this reform “It is to benefit workers, not to harm them.”
100 percent
Luisa María Alcalde explained that before 1997, a worker who earned 10 thousand pesos retired with 10 thousand pesos. However, with the reform of Ernesto Zedillo and Felipe Calderón in 2007, they began to retire with 2,700 pesos. Later, with the 2020 reform, the retirement would be 6 thousand.
He explained that the proposal is to return 100 percent of the salary, that is, if a person earns 10 thousand pesos, they can retire with that amount. The reform is aimed at the affiliated with the IMSS, which are those who started working after 1997 and will retire after the law comes into force. In the case of Isssteis for all those who are in individual account regime and that they retire after the approval of this law.
Marath Baruch Bolaños López, Secretary of Labor and Social Security, revealed that the Welfare Pension Fund It has several concepts that must be considered.
Money
On the one hand, 75 percent of the resources derived from seizures by the Institute to Return What was Stolen to the People. Likewise, also the resources derived from the liquidation process of the National Financial Institution for Rural Development, that of Agricultural Development.
Also the resources of 25 percent of the net profits obtained from the parastatal entities sectored in the Secretariat of National Defense and the Navy. Likewise, another of the concepts for financing this fund are debts to public entities against the SAT and the ISSSTE, he said.
Resources
Finally, he explained that the resources will be taken from the unclaimed and inactive accounts of the Afores.
For his part, Julio César Cervantes Parra, president of the National Commission of the Retirement Savings System (Consar), explained that the Retirement Savings System It is made up of 74 million accounts that accumulate resources of more than six billion pesos.
Inactive accounts correspond to less than half a percentage point of net assets of the system's total.
With the reformthe assets are projected to go from more than 6 trillion pesos to practically 22 trillion pesos, with which the Retirement Savings System will accumulate resources for approximately 45 percent of the GDP.
Afores
“This initiative has generated all kinds of comments, criticism and even some nonsense, because what has been said about expropriation, confiscation, theft of the pensions of people who have not claimed after 10 years… this is simply a misinformation campaign “said Zoé Robledo Aburto, general director of the IMSS.
In a morning conference, he explained that the 2020 reform established that a person who does not claim his account, for any reason, after 10 years, no longer has to go to the Judiciary to claim it, that the Afores They had to return that money to Social Security and Social Security had to have it just so that when a person arrived it could be returned.
In total, he said that 259 thousand accounts for an amount of 946 million pesos have already passed through the Afore to the IMSS. “Banorte has returned 284 million pesos; Azteca, which has its own Afore, has returned 19.7 million pesos; Banamex, 187 million pesos; Coppel, 17.9 million pesos.
However, Robledo Aburto pointed out that what the Afores should have returned up to this point with the 2020 reform is 9,360 million pesos in the case of Banorte and 1,847 million pesos for Azteca.
They are 41 billion pesos; of which has to be returned to the IMSS, because there is the Infonavit housing subaccount, it is 34 billion pesos,” he explained.
Who would manage the resources?
Carlos Martínez Velázquez, general director of Infonavit, explained that the reform itself establishes that the Pension Fund for Welfare will be established in a escrow by Treasury Secretariat at the Bank of Mexico.
It will have a technical committee made up of the different social security institutions that provide resources. The resource that is in the fund cannot be used for budget balance or for any other expense that is not related to the expense of pensions.
Julio César Cervantes Parra, from Consar, added that workers who want to know where their Aforeat Consar, you can call 55 13 28 50 00, and you can also find out the account status of your Afore through the application Afore Mobile or from the portal afore web.
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