Rome – There will be a few thousand workers who will be able to retire early in 2024. With Quota 104, the one-year increase in age means that exits in 2024 are limited to those who this year were already 62 years old required for quota 103 but not yet 41 years of contributions. People who turn 63, therefore born up to 1961, and who started working in 1983 and will therefore reach 41 years of contributions next year will be able to retire. For Quota 103, just over 5 thousand applications were accepted in the first five months and it is expected that at the end of the year there will be around 12/15 thousand compared to a total audience of people with the requirements of 41 thousand.
With the new restriction, the number of applications accepted with this exit channel could be less than 7/8 thousand compared to an audience of around 20 thousand for a participation rate of around 30%, similar to the other quotas. A significant tightening of early exits will come with the elimination of the Social Ape and the confluence of this shock absorber and the Women’s Option in the Fund for exit flexibility. For a large part of the Social Ape audience, the years of contributions necessary to obtain will increase the subsidy goes to the unemployed, caregivers and workers with a disability of at least 74% from 30 to 36 years. They will remain at 36 years for workers engaged in heavy-duty activities. The minimum age for accessing this type of advance will remain at 36 years but it is not yet clear whether the new rules will provide real access to the pension or just a sort of slide towards retirement like the current Ape (with an amount limited and only for 12 months a year instead of the 13 of the pension).
For women, the elimination of the Women’s Option and the entry into the Flexibility Fund was announced, probably again with the transition of pension calculation to the contributory method. In this case, however, there is an increase in age of at least three years (it is not clear whether the discount for those with children will remain). The issue of revaluation with respect to inflation remains open, for which the government has announced a commitment of 14 billion. If for the first band (up to four times the minimum amount) the pension will be revalued by 100% compared to inflation and for the subsequent band (from four to five times the minimum) the equalization will be 90%, it is probable that will be adjusted downwards compared to 2023 the revaluation percentages for the subsequent bands.
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