In response to the changing needs of working women in Mexico, Infonavit has introduced the “Infonavit Woman” programdesigned to provide specific benefits to those who decide to become mothers and wish to acquire their own home.
One of the main advantages of this program is the extension of the deadline to request and pay the loan.
Women will be able to count on up to 75 years of age plus the term chosen to pay off the financing, giving them five additional years compared to men.
In addition, the program offers a 20-point bonus in prequalification, making it easier to reach the 1,080 points necessary to obtain the credit.
This bonus can make a difference for those women who are close to the minimum required score.
These benefits are available as long as the applicant maintains an active employment relationship and decides to exercise her right to an Infonavit Credit.
Additionally, if any of your adult children contribute to Infonavit, there is the option of joining credits through the “Unamos Créditos” program, allowing access to higher amounts and acquiring a home of higher value and better location.
For those women who stopped contributing to Infonavit when they decided to become mothers and stop working for a company, the Institute offers an alternative through the product “Infonavit Account + Bank Credit.”
This scheme allows you to use the money saved in the Infonavit Housing Subaccount as part of the down payment on the desired home.
The banks participating in this scheme will evaluate the applicant’s payment capacity and determine the amount of the loan and the term to pay it. Of the total authorized credit, the bank will finance 70% and Infonavit the remaining 30%.
To access these financings or obtain more information, You can visit My Infonavit Account online or contact Infonatel to receive personalized advice.
With these initiatives, Infonavit seeks to provide flexible and accessible options so that women can achieve their dream of having their own home, without motherhood representing an obstacle on their path to acquiring wealth.
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