09/03/2024 – 5:00
The top prize for the 2,770th Mega-Sena lottery, which will be drawn this Tuesday, the 3rd, has accumulated and is estimated at R$30 million. If someone matches all six numbers, the jackpot could guarantee the lucky winner a huge early retirement.
As this is a contest with a zero ending, the prize receives an additional amount of the proceeds from the five previous contests, according to the rules of the modality.
At the request of the site This is MoneyFábio Murad, partner at Ipê Avaliações, carried out a simulation showing how much the prize would return per month if the prize amount were applied in full to investments such as savings, CDB, funds or Treasury Direct.
How much does R$30 million per month yield?
In savings accounts, the most conservative and popular investment option in the country, the fortune would yield R$172.6 thousand per month to the lucky winner. On the other hand, in a Pre-Fixed CDB with 13.35% per year, the prize would generate a monthly income of R$244 thousand. See the table below:
As can be seen in the simulation, the R$30 million prize, if invested in LCI/LCA with 90% of the CDI, would yield the investor approximately R$223.5 thousand per month. This modality is exempt from income tax, as is savings. If invested in the DI Fund at 100% of the CDI, the prize would generate a monthly income of R$192.5 thousand per month.
A CDB with 110% of the CDI would yield R$211.7 thousand per month. A CDB with 120% of the CDI would yield a return of approximately R$230.9 thousand per month.
In the pre-fixed Treasury (with liquidity for 2027), the value of the prize would yield something around R$211.2 thousand per month. In the pre-fixed Treasury with maturity in 2031, the jackpot would have a profitability of R$207.8 thousand per month.
How to play?
Bets can be placed until 7 pm on the day of the draw at lottery outlets across the country, on the Loterias Caixa portal and on the Loterias Caixa app, in addition to Caixa Internet Banking for bank customers.
The minimum Mega-Sena bet costs R$5, and you have the right to choose six numbers from 1 to 60. It is worth noting that the chance of winning a bet with six numbers is 50,063,860 for each one, according to Caixa.
All competitions are broadcast from 8pm onwards, on the YouTube Box.
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