05/10/2024 – 6:55
Brazilians have not yet withdrawn R$8.02 billion in resources forgotten in the Central Bank’s (BC) Receivable Values System (SVR).
According to a balance released this week by the BC, so far, the system has returned R$6.54 billion, out of a total of R$14.56 billion made available by financial institutions. BC statistics are released with a two-month lag.
In relation to the number of beneficiaries, by the end of March, 19,842,315 account holders had redeemed amounts. This represents just 31.1% of the total 63,800,451 account holders included on the list since the program began in February 2022.
Among those who have already withdrawn amounts, 18,720,053 are individuals and 1,122,262 are legal entities. Among those who have not yet made the redemption, 40,746,526 are individuals and 3,211,610 are legal entities.
After being offline for almost a year, the SVR reopened in March 2023, with new sources of funding, a new scheduling system and the possibility of recovering values from deceased people. In March, R$280 million were withdrawn, an increase compared to the previous month, when R$218 million were withdrawn.
What money is this?
The majority of the amounts are in banks, followed by consortium administrators, finance companies, cooperatives, payment institutions, brokers and distributors. The balance that is recorded is that of accounts already closed, or resulting from the refund of fees charged unduly.
Most people and companies that have not yet withdrawn are entitled to small amounts. Amounts receivable of up to R$10 concentrate 63.54% of beneficiaries. Values between R$10.01 and R$100 correspond to 24.95% of account holders. Amounts between R$100.01 and R$1,000 represent 9.75% of customers. Only 1.76% are entitled to receive more than R$1,000.
Also included are forgotten resource sources that were not in last year’s batches. Closed prepaid or postpaid payment accounts, registration accounts maintained by closed brokers and distributors, and other resources available at institutions for refunds were added.
In addition to these sources, the SVR includes values from closed current or savings accounts; capital quotas and apportionment of net surpluses of former credit union participants; unsought resources from terminated consortium groups; tariffs charged incorrectly; and installments or expenses of credit operations charged unduly. Find out more here.
How to consult
To check if there is any amount in your name that can be withdrawn, simply go to the official SVR website (https://valoresareceber.bcb.gov.br) enter the CPF with date of birth, in the case of individuals, and for legal entities, enter the CNPJ and date of opening of the company. If there is any amount to receive, simply click on “Access SVR”. The return method is by TED, DOC or via Pix.
It is worth remembering that heirs can also make the consultation of deceased valueshaving on hand the CPF and date of birth of the person who died.
Scams
O Central Bank advises account holders to be careful with scams of embezzlers who claim to act as intermediaries for supposed rescues of forgotten values. The body emphasizes that all services of the Receivable Values System are completely free, that it does not send links or contact you to discuss receivable values or to confirm personal data.
The BC also clarifies that only the financial institution that appears in the SVR consultation can contact the citizen. The agency also asks that no citizen provide passwords and clarifies that no one is authorized to make this type of request.
#Forgotten #money #Brazilians #redeemed #billion #find #consult