He Mexican Social Security Institute (IMSS) offers the Mode 40, an option that allows inactive workers to significantly increase their pension through voluntary contributions. This program, of great importance for those sheltered under the Law 73can increase a beneficiary’s pension by up to 300%, representing a valuable opportunity to improve quality of life during retirement.
Mode 40, formally known as Voluntary Continuation to the Mandatory Regimerequires that interested parties present a “free writing for Modality 40 registration” at the IMSS subdelegation that corresponds to them.
This free writing for registration of Modality 40 It is a basic requirement to begin the registration process and must include important data such as the day of issue, the applicant’s full name, signature or fingerprint, and the daily salary with which they wish to contribute, which must not exceed 25 Units of Measurement and Update (UMA) nor be less than the last recorded salary.
The registration procedure in this modality requires the presentation of several documentsincluding the Social Security Number (NSS), a recent proof of address, the Unique Population Registration Code (CURP), a notice of registration of the worker AFIL-02, and a current official identification, which can be the credential for vote, passport, professional ID card or national military service card.
Those interested must go to the IMSS subdelegation with these documents during business hours from 8:00 a.m. to 3:30 p.m., Monday to Friday on business days. You can read the complete guide on Mode 40 before starting the process.
How to write a letter to request modality 40? | IMSS
To write the Free Writing Modality 40, there is no predetermined format, but you must follow certain guidelines to ensure its validity. In Debate, We give you an example of the type of free writing that you can copy and then fill out to complete the procedure.:
Mexican Social Security Institute
Subdelegation (subdelegation number)
Department of Affiliation and Validity of Rights
(Enter Full Name here), with NSS (fill in numbers here), with address at (fill in address here)
and telephone number (fill in telephone number here), with CURP (insert CURP here).
I hereby request registration in the Voluntary Continuation of the Mandatory Regime, Modality 40, as of the date (insert the start date here), with a daily base contribution salary. (Enter salary to be hired here).
Sincerely
Name and signature of applicant
(Name and signature are entered here)
The data it must contain includes basic personal information and details about the salary quoted. Although some choose the help of specialized pension advisors, any trusted person can assist in drafting this document.
Once the registration process is approved, The IMSS will issue payment receipts that can be retroactive or normal payments of employer fees for the time that the applicant wishes to participate. It is important to make these payments on the indicated dates to avoid the accumulation of interest.
Furthermore, for those who cannot make the retroactive payment or prefer not to become decapitalized, there are financing options available that facilitate the payment of voluntary contributions.
This allows greater flexibility for workers who want to maximize their pension without compromising their immediate financial stability.
The requirements to register in Modality 40 include not being actively contributing to the IMSS, requesting registration within five years from the date of withdrawal from work and having at least 52 weeks of contributions in the five years prior to withdrawal.
For those interested in returning to work while enrolled in this program, it is possible to do so only through fees, which allows you to continue increasing the pension amount without affecting your status in Modality 40.
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