Condusef warns about these personal loan companies

One of the financial resources most used to pay debts or buy high-value products are loansso the National Commission for the Protection and Defense of Users of Financial Services (Condusef) made a relevant warning about it.

It was through its official social media accounts where the National Commission for the Protection and Defense of Users of Financial Services (Condusef) made it clear that Legitimate loan companies do not require upfront payments.

More specifically, it was in its official account on the social network X where the body of the Ministry of Finance and Public Credit (SCHP) urged to avoid fraud committed by alleged loan companies, highlighting the importance of avoiding making any type of payment in advance.

“Legitimate companies do not require advance payments to grant loans; stay alert and avoid providing any type of payment,” can be read on the official account of the social network X of the National Commission for the Protection and Defense of Service Users Financial (Condusef).

Loans regulated by Profeco and Condusef

It should be noted that the Federal Consumer Prosecutor’s Office (Profeco) and the National Commission for the Protection and Defense of Users of Financial Services (Condusef) have mechanisms to supervise different financial entities that grant loans and credits and, thereby, guarantee that they are safe.

This is how we will immediately give you the list of institutions that grant loans even if you have a bad rating in the Credit Bureau and that, at the same time, are supervised by the National Commission for the Protection and Defense of Service Users. Financial Institutions (Condusef) and the Federal Consumer Protection Agency (Profeco):

Borrower

This financial institution provides fast and safe online loans for people with a negative rating in the Credit Bureau, working through crowdfunding or collective financing.

Prestadero, which is supervised by Condusef, authorizes amounts from 10 thousand pesos to 300 thousand Mexican pesos, to pay in terms ranging from 6 to 36 months, highlighting the interest rate that ranges from 0 to 35 %.

Credilikeame

Likewise, this financial entity, which is characterized by its reliability regardless of not supervising the Credit Bureau, grants loans from one thousand pesos to one thousand 500, the first time, to pay from 1 to 4 fortnights, although as it is created history the amount can reach up to 12 thousand pesos, with a payment period of up to 14 fortnights.

Regarding the annual interest rate, Credilikeme has a maximum of 456% and a minimum interest rate of 396%.

Baubap

On the other hand, another of the institutions that give loans without checking the Credit Bureau and that are supervised by Condusef is Baubap, with amounts ranging from 500 pesos, for the first time, and up to 5 thousand pesos, with terms from 3 months up to 24 months. The annual interest rate can be up to 300%.

moneyman

This entity is supervised by the Federal Consumer Protection Agency (Profeco), and offers loans of up to 4 thousand pesos, the first time, to pay from 7 to 30 days, and a maximum amount of 18 thousand pesos, to pay in up to 90 days. , as history is created. The interest rate it manages can be up to 467.2% annually.

CashClick

Finally, another of the entities that make loans available regardless of the negative rating in the Credit Bureau, and is supervised by the Ministry of Finance and Public Credit (SHCP), is CashClick.

This entity grants from 2 thousand pesos to 19 thousand pesos, amounts that can be paid in weekly or biweekly installments over the course of 3 or 4 months, according to the person’s payment capacity, with an annual interest rate. from 80% to 160%.

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