Cobas Asset Management is an independent manager of investment funds and pension plans founded in 2017 by Francisco García Paramés, one of the most recognized European ‘value managers’. Our investment team carries 30 years investing long term in a solid and patient way with an excellent investment track record, reaping average annualized returns of more than 10%.
How do we invest? Basically we invest in good businesses, at reasonable prices and with a long-term vision. The value investing philosophy is, ultimately, applying common sense and logic when investing.
Our philosophy
Buying good businesses at cheap prices is ‘value investing’, and honestly, we consider it to be the most resilient way to invest. In short, we invest in good business opportunities.
We invest in variable income because we consider that in the long term it is the most profitable asset with the least risk. Markets can react very abruptly in the short term to possible threats, but it is not advisable to focus on short-term oscillations, but rather to invest patiently in quality companies that will continue to generate durable long-term returns. At Cobas we apply a simple formula in our investment process. First of all, we carry out a comprehensive and in-depth market analysis. We study listed companies to discover their competitive advantages according to our quality criteria.
After the analysis, the moment of selection begins. We choose companies that are good, highly profitable businesses that have competitive advantages and are cash generators, whose shares are traded at a good price for understandable reasons or due to lack of consensus, and are well managed by coherent teams with alignment of interests and that take care of the customer. shareholder.
Time is our ally and works in our favor. That is why we wait until the market recognizes the true value of the companies in which we invest.
In the current context, in which inflation is a significant challenge for the objective of any investor (obtaining positive real returns to at least maintain purchasing power), we believe that we have a business portfolio well prepared for this.
Commitment to savings and retirement
Having the capacity to save for the future, especially with a view to retirement, is an issue that undoubtedly worries a large part of the population for well-known reasons, which is why correct financial planning is becoming increasingly necessary. .
For this reason, at Cobas AM, combining the long-term vision that characterizes us, together with the commitment to grow the assets of our investors over time, we have adapted our offer of investment solutions with the aim of offering a vehicle that Allow employers and employees to join forces to design proper financial planning for retirement.
To achieve this goal, we have two products specially designed for both companies and the self-employed: Cobas Employment 100 PPE and Cobas Autonomous PPES. Both options invest in equities by selecting assets undervalued by the market with high potential for revaluation and maintaining a long-term vision.
Investment solutions
Our investment universe is broad, investing in listed stocks from all international markets and also from the national market.
Based on this selection of shares, we build our investment funds, individual pension plans and employment plans for companies and the self-employed, whose information is available on our website. www.cobasam.com or by calling us at 900 15 15 30.
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