In January 2024, Bank DOM.RF issued mortgage loans totaling 19.5 billion rubles, the press service of the credit institution reported.
The indicated volume exceeds the figure for the same month last year by more than one and a half times. At the same time, the number of accepted mortgage applications increased by 1.8 times by December last year.
“Despite the January holidays, demand was very high. We were ready for this – we expanded the channels of interaction with clients in advance and digitized business processes. The submission of applications and the creation of client profiles in the bank are almost completely automated – now, to quickly and efficiently service a flow of any intensity, we simply connect additional server capacity,” said Kirill Varentsov, vice-president of DOM.RF Bank.
Varentsov emphasized that last year the bank simplified the procedure for submitting applications and client documents. Since January of this year, the automatic receipt of client data based on integration with the Digital Profile has been scaled up and a digital mortgage lending center has been launched, which conducts transactions in electronic format.
The top 5 in terms of transaction volume included Moscow (6.5 billion rubles, an increase of 2.5 times compared to January last year), the Moscow Region (2.2 billion rubles, an increase of 1.1 times), and the Krasnodar Territory (1. 6 billion rubles, 1.3 times), St. Petersburg (1.6 billion rubles, 2.4 times) and Tyumen region (about 900 million rubles, 1.7 times).
The top ten also includes the Republic of Tatarstan (about 650 million rubles, 1.5 times), Sverdlovsk (about 600 million rubles, 1.3 times), Novosibirsk (550 million rubles, unchanged), Nizhny Novgorod (about 500 million rubles, 1.6 times) and the Samara region (455 million rubles, 2.5 times).
Most often in January, clients improved their living conditions with the help of Family Mortgage – 37.7%. The program for IT specialists was used by 31.6%. “Preferential rates for new buildings” accounted for 22.6%. Another 4.2% of clients took out a market loan for secondary housing, and 2.2% for new buildings without government support.
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