Those who want to become parents and have difficulty doing so face a lot of frustration, not only because they cannot fulfill their wish, but because Fertilization processes are usually quite expensive and out of reach. However, there are certain insurance policies in the United States that can help.
In the North American country It is practically essential to have health insurance due to the high costs that health services imply and that could generate significant debts and financial difficulties for families.
But, beyond the costs, when you hire one of these services, pay attention to the details to choose the one that best suits your needs and characteristics because, Coverage varies from company to company.
The organization for the rights of migrants, I am an immigrant, points out on its website that they have identified nine health insurance companies that can help cover the costs of in vitro fertilization. This is the full list:
- UnitedHealthcare
- Aetna
- Cigna
- Blue Cross Blue Shield
- Kaiser Permanente
- Human
- Anthem
- EmblemHealth
- Molina Healthcare
However, it is necessary that you contact each of the companies directly to find out in detail what they offer and What type of fertility treatments are covered and at what percentage.
Likewise, it is worth noting that many fertility clinics have their own financial assistance programs.
Does public health insurance cover in vitro fertilization?
In the case of Medicare, it is noted that, unless you meet certain disability characteristics, it is not possible for this insurance to cover in vitro fertilization. However, if medical treatment is followed, You may be able to use this option to purchase certain medications and help you finance the process.
In the case of Medicaid, health insurance aimed at low-income people, Coverage varies by state and may in some cases offer access to certain fertility treatments. However, coverage will be limited and certain medical and financial requirements need to be met, so most of the time, this is not an option either.
#insurance #companies #cover #pregnancy #treatment