One of the most used financial tools to make large purchases or cover debts are loansalthough one of the biggest obstacles is have a bad rating in the Credit Bureau.
Under this context, the Federal Consumer Prosecutor’s Office (Profeco) and the National Commission for the Protection and Defense of Users of Financial Services (Condusef) count on mechanisms to supervise different financial entities that grant loans and credits and, thereby, guarantee that they are safe.
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Thus, we will immediately give you the list of institutions that grant loans even if you have a bad rating in the Credit Bureau and which, at the same time, are supervised by the National Commission for the Protection and Defense of Users of Financial Services (Condusef) and the Federal Consumer Prosecutor’s Office (Profeco):
Borrower
This financial institution provides fast and safe online loans for people with a negative rating in the Credit Bureau, working through crowdfunding or collective financing.
Prestadero, which is supervised by Condusef, authorizes amounts from 10 thousand pesos to 300 thousand Mexican pesos, to pay in terms ranging from 6 to 36 months, highlighting the interest rate that ranges from 0 to 35 %.
Credilikeame
Likewise, this financial entity, which is characterized by its reliability regardless of not supervising the Credit Bureau, grants loans starting at one thousand pesos. up to 1,500, the first time, to pay from 1 to 4 fortnights, although as history is created the amount can rise up to 12 thousand pesos, with a payment period of up to 14 fortnights.
Regarding the annual interest rate, Credilikeme has a maximum of 456% and a minimum interest rate of 396%.
Baubap
On the other hand, another of the institutions that give loans without checking the Credit Bureau and that are supervised by Condusef is Baubap, with amounts that They range from 500 pesos, for the first time, and up to 5 thousand pesos, with terms from 3 months to 24 months. The annual interest rate can be up to 300%.
moneyman
This entity is supervised by the Federal Consumer Protection Agency (Profeco), and offers loans of up to 4 thousand pesos, the first time, to pay in 7 to 30 days, and an amount maximum of 18 thousand pesos, to pay in up to 90 days, as history is created. The interest rate it manages can be up to 467.2% annually.
ChashClick
Finally, another of the entities that make loans available regardless of the negative rating in the Credit Bureau, and is supervised by the Ministry of Finance and Public Credit (SHCP), is CashClick.
This institution grants from 2 thousand pesos and up to 19 thousand pesosamounts that can be paid in weekly or biweekly installments over the course of 3 or 4 months, according to the person’s payment capacity, with an annual interest rate from 80% to 160%.
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