The Ordinary retirement age In Spain in 2025 it is from 66 years and eight months For people who have quoted less than 38 years and three months To Social Security. Those who exceed that minimum price requirement may retire to 65 years.
However, For some workers it is possible to advance retirement several more years, until 56 years. And without receiving a penalty at the pension. These are those pensioners who are recognized a disability for special health needs.
With 56 years if there is disabilities and a series of requirements are met
In those cases, Social Security allows retirement from 56 years -with 45% disability-. In the event that disability is greater than 65%, the person may retire even before, starting at 52.
They can benefit from this measure both of others’ employees and their own workers who prove to be registered and have worked the minimum required time: they must be accredited At least five years of working life with recognized disability and at least 15 years of pathology which generated the 45% disability – or superior – through a medical report, as explained by Campmany Abogados.
From 65% of disability, it would be enough to prove only 15 years quoted throughout working life.
Why diseases a disability of at least 45% are recognized
Whatever the disease, the requirement to access retirement after 56 is that some of this cause a disability of at least 45%. The most common pathologies For which disability is usually granted is:
- Intellectual disability.
- Cerebral palsy
- Genetic anomalies (Down Syndrome, Prader Syndrome Willi, Fragile X Syndrome, Imperfect Osteogenesis, Acondroplasia, Cystic Fibrosis, Wilson’s Disease).
- Autistic spectrum disorders.
- Congenital abnormalities secondary to Talidomide.
- Polio sequelae or post polio syndrome.
- Acquired brain damage (head trauma, sequels of SNC tumors, infections or intoxications).
- Mental illness (schizophrenia, bipolar disorder).
- Neurological disease (amyotrophic lateral sclerosis, multiple sclerosis, leukodystrophies, tourette syndrome, traumatic spinal injury).
How the pension is calculated
The amount of the Vien retirement pensionand determined by the contribution bases of the last 25 yearsas well as for the total quoted years. To then calculate the salary necessary to collect the maximum retirement pension is necessary add all the quotation bases of the previous 25 yearsthat is, a total of 300 bases, And they divide between 350. In this way you can know the worker’s regulatory base and 100% of his pension.
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