Although, in itself, being in the Credit bureau It is not synonymous with something bad, what is negative is appearing in this credit history with a bad rating. If this is your case, let them know that There are credit cards that can be requested without giving much importance to this.
Under this understanding, The following are the credit cards that can be requested regardless of appearing in the Credit Bureau with a negative rating:
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*Stori card
*BanBajío guaranteed credit card
*Vexi American Express Credit Card
Meanwhile, below we will give you more details about the aforementioned credit cards, which, as we mentioned before, can be obtained despite having a negative rating in the Credit Bureau.
Story Card
According to the official website of the Stori Card, this bank card can be requested in minutes, highlighting that it does not have annual payments or previous credit history to have yours.
The benefits of this banking plastic are the following:
*No credit history
*No annuity
*A line of credit tailored to you
*Secure approval
The requirements To request a Stori card:
*Be over 18 years old and have your current INE on hand.
*Proof of address no older than 3 months (may not be in your name).
*Complete all the steps of your application correctly.
BanBajío Guaranteed Credit Card
Meanwhile, according to the official BanBajío website, the benefits of the BanBajío Guaranteed Credit Card are the following:
*Cash Back loyalty program.
*Exclusive Promotions.
*Dining Rewards Program: with which you will enjoy discounts and/or courtesies in restaurants.
*VISA Benefits: You can enjoy protections and promotions when using your Credit Card.
*VISA CASHBACK: receive up to 35% on your purchases in the US on selected brands
*Price protection of your purchases in case you find the item at a lower price in less than 30 days from the date of purchase.
*Your Credit Card will be protected against unrecognized charges up to 72 hours before the theft or loss is reported.
The requirements are the following:
*Minimum age of 18 years and maximum of 75 years.
*Signed contract application.
*Current official identification (biometrics): Voting credential or Passport accompanied by one of the following identifications: Professional Identification Card, Driver’s License or Immigration Form (FM2 or FM3).
*Proof of address: Receipt of water, electricity, natural gas, landline or BB Account Statement no older than 2 months or Property Property (current year).
*Guarantee deposit sheet.
Vexi American Express Credit Card
On the other hand, according to what is stated on the official Vexi website, the following are the benefits of the Vexi American Express Credit Card:
*Months Without Interest.
*VexiCashback.
*Insurance and assistance.
*No annuity for life.
*Up to 30% discount on Booking.com.
*Travel Accident Insurance for up to $75,000 USD.
*Purchase protection with accidental damage and theft coverage for $250 USD per incident up to a maximum of $1,000 USD per account, per year.
*Up to 30% discount on selected hotels through Booking.com.
*Enjoy up to 20% off your bill or a free appetizer for dine-in or takeout at participating restaurants with Resy.
To conclude, the following are the requirements to apply for the Vexi American Express Credit Card:
*Be of age.
*Official identification.
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