The month of April comes loaded with changes for retirees. We talk about the measures approved in December that enter into force from day 1 in partial, active and delayed retirement and that they pursue “the compatibility of the retirement pension with the work for the regulation of a new procedure for access to the pension of activities with high danger and for the greater use of the resources of the mutuals in order to recover the health of the working people,” according to the Government.
This is collected in the Royal Decree-Law 11/2024, of December 23in which certain aspects of the aforementioned retirement modalities are reinforced to adapt the regulations to current economic and social needs with the objective of Improve compatibility between retirement and work pension.
Changes in active retirement
Active retirement allows compatible retirement pension and work for a certain time. It is a very attractive option for those who do not want to withdraw from the labor market, although the age so requires.
From the entry into force of the measures, It will not be necessary to have a complete price to access early retirement. That is, those workers who comply with the minimum price period of 15 years or more to access the retirement pension, as clarified from BBVA can also opt for.
Also, from the five years of active retirementit will be possible to compatible 100% of the pension with the realization of a work activity.
This percentage of compatibility increases progressively since the first year: thus, with a year of delay in active retirement, a maximum of 45% of the pension may be compatible; 55% with two years of delay; 65% with three years; 80% with four years of delay; and 100% from the five years of delay.
Changes in partial retirement
Partial retirement is the formula by which a working person combines the performance of a part -time work with the perception of the pension, which sees its reduced amount in proportion to the reduction of their day. These are the novelties that will be introduced in April:
- Access to partial retirement with relief contract may be produced up to three years before fulfilling the corresponding ordinary retirement age.
- Those people who anticipate access to retirement more than two years may reduce their partial retirement day during the first year between 20% and 33%.
- Discontinuous fixed workers may be relieved workers in the partial retirement mode.
- The hiring of the reliever worker must be indefinite full time. In addition, it will have to be maintained at least for two years after the extinction of the partial retirement of the other worker.
In addition, workers will be allowed to comply with the ordinary retirement age access partial retirement with a reduction in working hours between 25% and 75% (Until now it was 50%), without the need for a relief contract.
Changes in delayed retirement
Regarding delayed retirement, the new regulation reduces the incentive due to the delay of the price age From 12 to six months from the second year of having fulfilled the legal retirement age. This assumes that the person who is paid to this modality will receive more pension money for every six additional months worked, and not after 12 months.
#social #security #affect #retirees #enter #force #April
