Having health insurance is essential, since in countries like the United States, not having coverage could imply an impressive expense. Fortunately, under the Affordable Care Act means you can count on cheaper insurance to have greater peace of mind. However, the registration or renewal period is about to expire.
The official health site of the United States government points out that People will be able to apply, renew or change their Marketplace plan for 2024 health insurance coverage until next January 16. It is worth mentioning that initially registration was to end on January 15, but an additional day will be provided due to the holiday for the birth of Martin Luther King.
People interested in this benefit should be attentive to the process and complete it as soon as possible, otherwise they will likely have to wait until next year to obtain coverage or change their service.
How to register under the Affordable Care Act?
Those who are interested in obtaining health insurance under the Affordable Care Act They must complete an application, compare available plans and enroll by January 16 to get coverage starting February 1.
This option is available to those who do not have health insurance through work, Medicare, Medicaidthe children's health insurance program, or another source that provides qualified health coverage.
Registration began on November 1 and will close in January. Outside of that period you can only get coverage or change your plan if there is a change in income that qualifies for a special enrollment period or if you qualify for Medicaid or the children's health insurance program.
The cost of insurance depends on the expected family income for the year and, depending on the conditions, lower costs can be expected in addition to other benefits such as deductibles.
All plans delivered under the Affordable Care Act include essential health benefits such as prescription medications, emergency services, hospitalization, laboratory, and mental health and substance use disorder services. Additionally, free preventive health services and coverage for pre-existing conditions are offered.
Coverage includes essential medical services.
Once you have this service, the premiums must be paid directly to the insurance company and coverage will begin until first payment is made.
To enroll in the program, you must create an account, verify if the state you live in is part of the health insurance market services, enter personal information, answer three security questions to log in. Subsequently, information about registration and updates will be sent via email.
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