In the Chamber of Deputies, the proposal needs to be analyzed by 4 committees before going to the plenary
Bill 1,448 of 2024 determines that authorizations to deduct loan installments from payroll must be signed physically and in person at the financial institution when the contracting party is aged 60 or over.
“The measure aims to ensure the protection and financial security of elderly people, ensuring that they are fully aware and aware of the conditions of the contracts they are signing”highlighted the deputy David Soares (União Brasil-SP), author of the proposal.
According to Soares, data from the Consumer Portal shows that elderly people are being recurring victims of payroll loan fraud. “Complaints for irregular payroll loans more than doubled between 2019 and 2020, jumping from 39,688 to 89,688, representing an increase of 124.45%”he stated.
Under analysis in the Chamber of Deputies, the text inserts the measure into the Law 1,046 from 1950which deals with the payroll of civil and military public servants, and in the Law 10,820 of 2003 which deals with authorization to deduct installments from the payroll.
Processing
The proposal, which was attached to PL 46 of 2024will be analyzed in conclusive character by the committees for the Defense of the Rights of the Elderly; Consumer Protection; Finance and Taxation; and Constitution and Justice and Citizenship.
With information from Chamber Agency.
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