Research by Serasa Experian shows that 93% of partners in companies with up-to-date accounts have a score above 500
Partners of debt-free companies have a greater chance of obtaining loans. According to a study by Serasa Experian published this Wednesday (October 16, 2024), among compliant companies, 93.4% of partners have a score above 500 points, with an average of 803 points.
The score is important because it is considered by financial institutions when granting credit. For MSMEs (Micro, Small and Medium Enterprises), the individual score is also considered when banks analyze the companies’ history.
Among defaulting companies, only 17.6% of main partners have a score above 500. The average of these partners is 399 points.
According to Cleber Genero, vice-president of Small and Medium-sized Companies at Serasa Experian, a score above 500 “increases the company’s chances of obtaining quality credit, with a reputation among financial institutions”.
Genero warns about the interdependence between PF and PJ scores. “The credit score of Legal Entities is usually more affected than that of Individuals, mainly because the company’s score is directly influenced by the score of its partners”he states.
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