Mortgage “Somehow I imagined it would work out” – That’s what life is like when you take out an over-mortgage

In order to obtain a mortgage, you must prove to the bank that your solvency is sufficient. Still, a loan can become an unreasonable expense item. In this story, two readers tell Helsingin Sanomat why and how they ended up taking out an oversized mortgage.

Than the knife should be in the throat at all times.

That kind of feeling took over Sirpan six years in retrospect. He had obtained a mortgage of more than one hundred tons from the bank and bought a townhouse triangle with it.

He was left with 1,600 euros a month in his salary. Housing costs were in the order of one thousand euros. The surplus money had to cover everything else, such as food, bills and children’s hobbies.

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