Legal proceedings A woman crashes in the yard of a housing association – Now she is claiming EUR 2.5 million in compensation from the insurance company and the housing foundation responsible for the sanding due to her lost career

In the District Court of Central Finland A case is being handled in which a woman is demanding compensation from Pohjola Insurance Ltd and the Central Finland Student Housing Foundation (Koas) after falling in the yard of a housing association. In the lawsuit, the woman is demanding compensation of as much as 2.5 million euros. According to the woman, the slippery yard had not been sanded.

The woman lived in the foundation’s student apartment and slipped in the condominium yard in March 2013. She fell on her back and hit her head as she went for a run. After the fall, he was taken to a hospital where he was diagnosed with dizziness and diagnosed with a concussion.

A 23-year-old woman studying accounting at the time was about to start working part-time as an accountant the next day, but she was hospitalized again due to increased dizziness and neck pain. According to the woman’s claim, she was eventually diagnosed with a brain injury and its aftermath, a sprained neck injury, and a spinal cord injury.

According to the lawsuit, the woman had to quit her part-time job due to a completely deteriorating health condition in May 2014. She graduated with a bachelor’s degree in economics in November 2015, but had to interrupt her studies before graduating with a master’s degree.

Woman According to the lawsuit, after the collapse, Pohjola received compensation from the housing insurance company Pohjola for pain, suffering and other temporary inconvenience of EUR 2,500, expenses of approximately EUR 1,300 and net loss of earnings of approximately EUR 2,400.

The insurance company is a party to the case because the housing foundation had a full value insurance policy for the property at the time of the accident, which covers situations such as a rollover.

According to the subpoena, Koas would have admitted responsibility for the damage suffered because the woman had already received compensation for the fall.

Now after almost nine years, the case is being tried in court, with a woman claiming Koas and Pohjola for long-term harm after the fall.

The woman justifies the compensation of 2.5 million euros due to the incapacity for work caused by the accident and the lost career. The amount of compensation corresponds to the income that the woman would have received by retirement age if her career plans had been implemented.

Foundation and its insurance company Pohjola oppose the woman ‘s claim because they consider it excessive and unfounded. According to the foundation, the yard was properly sanded and the fall was not due to neglect.

Responses state, among other things, that the crash would not be causally linked to his current widespread health problems. The foundation alleges, among other things, that the woman had already been involved in various accidents before the fall and had used medication, which could help aggravate her symptoms.

The Foundation’s insurance only covers damages up to EUR 1 million, so the Foundation would in any case be responsible for the excess.

He told me about the trial earlier Central Finland.