The Institute of the National Housing Fund for Workers (Infonavit), in addition to making accessible housing credits available to workers in the formal sector, it also has different facilities so that they can liquidate them without compromising your finances.
And one of the facilities that the Institute of the National Housing Fund for Workers (Infonavit) makes available to workers in the formal sector in Mexico is the Insurance for Disability or Permanent Total Disabilitywhat does it consist of?
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According to the official Infonavit website, Disability Insurance or Permanent Total Disability grants a promotional extension of up to two years in which you will not have to pay and interest will not be generated, this in the event that the holder of the financing has suffered an accident or illness that leaves him incapacitated.
In this way, in order to apply the Infonavit Disability Insurance, the following requirements must be met:
*Have a ruling of permanent total disability issued by the IMSS, ISSSTE or Profedet. The ruling must clearly state that it is a permanent total disability, otherwise the credit cannot be released.
*Submit original and copy of current official identification (INE/IFE, professional ID or passport).
It should be noted that once you have the necessary requirements, you must call Infonatel (800 008 3900) or go in person to the nearest Infonavit Service Center (Cesi) to:
*Start your process.
*Request a promotional extension of up to 2 years.
Meanwhile, we must not lose sight of the fact that, if at the end of the two years, the worker in the formal sector does not have an employment relationship again, and the established requirements are met, he or she may request release from payment of the credit.
“If you suffer an accident that leaves you unable to work, you have a housing loan granted by Infonavit and everything indicates that it will be impossible for you to continue paying, then you should approach us, because we have solutions that can help you,” says the Mexican housing agency. on its official web portal.
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