Carrying out the portability of the health plan is not a big deal and can meet the specific needs of the consumer, who can find more advantageous conditions in other companies, or even avoid future problems such as the bankruptcy of an operator.
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However, to make this change, it is necessary to pay attention to some simple rules, such as being a client of the plan for at least two years and having signed the contract after 1999, when the Health Plans Law came into force.
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In addition, you can only port your plan to another that is in the same price range as the current one, except in cases where the operator declares bankruptcy. These cases are classified as “special portability”.
How to request portability in the health plan?
To request portability, you must enter the ANS Health Plan Guide, space where you can consult prices and access a report on the equivalence of available plans. After this initial step, you will have five days to adhere to the suggestions in the report and another ten days will be counted for the operator chosen by you to analyze the transfer request.
After the operator’s approval, the customer will have five days to cancel the old plan.
Remember that you must meet minimum requirements to request portability such as:
– Have the contract active;
– Payments must be up to date;
– Minimum stay of two years in the contracted plan.
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