The dynamism of digitization, together with the strong natural evolutionary rhythm of companies, has been pointing for some time to an increasingly changing business and entrepreneurial ecosystem, where the demand and preference of customers reflects in turn that the tastes , preferences and experiences around products and services also change almost vertiginously.
Undoubtedly, this panorama speaks to us of increasingly specific businesses, with a specific layout of its business strategy in order to have a faithful, ideal and growing portfolio of clients. However, this also opened a new threshold of complexities and challenges around growth, competitiveness and operation.
Today there are no general rules or formulas for companies, so the way in which financial impulses and efforts operate have also changed remarkably. The role of the bank or financing entities is a clear example of this, although we are still in a learning curve about what is the best way to implement and solve an injection of capital within the company.
According to the SME credit report carried out by Konfío, a Multiple Purpose Financial Society that operates in Mexico since 2016, just two years ago 8 out of 10 entrepreneurs financed their businesses with a personal bank card, which triggers diffuse accounting and, added to a deficient administration, it can bring results or scenarios that are detrimental to the company.
In this sense, making a detailed diagnosis of what our company requires, as well as detecting areas of opportunity, processes that require readjustments and setting clear objectives is a key exercise to be able to focus on a solution tailored to the times. , with all the challenges and complexities that these represent.
In this sense, Konfío’s example is paradigmatic, since in addition to bringing a solution financial security and vital for the growth of the company, optimizes its availability from an intuitive, accessible and secure technological platform that contributes in a much more focused and professional way to overcome obstacles, thanks to its complementary vision, where technology and organization complete a grounded solution.
Today, thanks to companies like Konfío, today you can request an exclusively business credit completely online, without guarantees or endorsements, with only three months of credit history, in a five-minute evaluation process, with the possibility of obtaining a corporate credit card with a line of credit of up to two million pesos.
Along with these benefits in favor of our business, Konfío embodies a reliable digital financial platform, where the tools and good practices are up to the needs, since thanks to its app we can turn the available cards on and off, request to defer purchases with a fixed payment plan of up to 12 months in a single click, or easily manage transactions with other businesses (B2B payments), as well as business management and accounting monitoring of the company or business in real time (ERP system), eliminating downtime and administrative processes in the He passed.
Looking ahead to the immediate future where we must act early, quickly and efficiently to strengthen the competitiveness and sales of our business, do it at the right time, with solutions and tools at our disposal, designed from the specific needs of operation and business strategy, is also to draw a new threshold of opportunities and growth that is much more complete, focused and real.