In Cdm new car liability rules, obligation for scooters
The Council of Ministers preliminarily approved, on a proposal from the Ministry of Enterprise and Made in Italy, the draft legislative decree which transposes a European directive on motor liability. THEThe provision makes a series of changes to the Highway Code and the Private Insurance Code on the basis of a new definition of vehicle, defining the cases in which there is an obligation to have insurance coverage. In order to ensure greater transparency – reads a note from Mimit – this provision strengthens the tool of the so-called ‘estimate’, which allows consumers to compare the prices, tariffs and contractual conditions of insurance companies free of charge and it can be consulted on the websites of IVASS and the Ministry of Enterprise and Made in Italy.
As for thethe obligation to have insurance coverage is extended to vehicles regardless of the terrain on which they are used; whether they are stationary or in motion; from their circulation in areas where access is subject to restrictions (for example vehicles that transport passengers from the gate to the plane at airports). Furthermore, there is a specific obligation for light electric vehicles, including scooters.
Some exceptions are also included in the provision. In particular, it is excluding the obligation to have insurance coverage for vehicles unsuitable for use as a means of transport; for vehicles withdrawn from circulation (destined for scrapping or subject to administrative detention, confiscation or seizure); for vehicles that are voluntarily withdrawn from circulation (e.g. for seasonal use). The novelty is represented by the voluntary suspension of the insurance by the insured. In this way a possibility is codified which until now was left to the free choice of the insurance company. The suspension term can be extended several times and cannot have a duration of more than nine months, with respect to the annuality.
#Government #CDM #car #liability #rules #insurance #obligation #scooters