The Board of Trustees of the Employment Guarantee Fund (FGTS) unanimously approved, this Tuesday morning (17), the distribution to workers of R$8.13 billion of the profit it made in 2020. The payment will be made until August 31 in the 191 million accounts linked to the FGTS.
The amount distributed represents 96% of the net income obtained by the fund in 2020, which was R$ 8.5 billion, well below the R$ 11.32 billion in 2019. The drop in revenue, according to the Ministry of Economy, occurred due to the pandemic caused by Covid-19 and rising unemployment.
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“After the distribution of the result, the amount becomes part of the balance for withdrawal purposes, in accordance with the established rules, such as in cases of unfair dismissal, retirement and termination of contract for a specified period, among other types of withdrawal” , informed Caixa Econômica Federal in a note.
How much will I receive from the FGTS?
The amounts are calculated on the balance registered by the accounts on December 31, 2020. Even if the worker has made some withdrawal this year, he will also be covered as long as he maintains a positive balance in the accounts (each job generates a new account) from the fund in that fund. date.
According to the Board of Trustees, it is necessary to apply the index of 0.01863517 on the balance existing in each account on December 31, 2020. Anyone with RS$ 1 thousand receives RS$ 18.64 from the profit obtained by the FGTS. Therefore, the greater the balance available, the greater the amount received.
Withdrawal rules follow the same:
In order to withdraw the value from the FGTS accounts, the worker must fit into some of the situations:
– Dismissal without just cause;
– 3 years without formal employment;
– End of contract for a fixed period;
– Buying your own home.
The worker has the option of redemption, but can also keep the funds invested in the FGTS, which yields 3% per year plus the variation of the Referential Rate (TR), the same that regulates savings.
The TR is challenged by the Federal Supreme Court (STF), which postponed in May this year the judgment of a Direct Action of Unconstitutionality (ADI 5090) which argues that using the TR as a reference for monetary correction of FGTS account balances would be unconstitutional for not reflecting the general increase in prices, as do the inflation indices.
How to consult FGTS accounts
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