The Brazilian’s high level of indebtedness led the Minister of Economy, Paulo Guedes, to say that the government is studying releasing the FGTS (Fundo de Garantia do Tempo de Serviço) to defaulters who are in need of credit. The idea is to use the fund to pay off debts.
“We can also mobilize FGTS resources because they are private funds. They are people with resources and they are experiencing difficulties. Sometimes the guy owes money in the bank and is in credit with the FGTS. Why not withdraw this account and settle the debt on the other side?”, declared Guedes
+ Minister Paulo Guedes proposes to use FGTS to pay debts
The FGTS is a right of the worker with a formal contract and can only be withdrawn under specific conditions, such as dismissal without just cause, purchase of a home or retirement.
The worker can consult the FGTS balance through the application and Caixa account holders can consult the bank’s website).
Step by step to make the query through the FGTS application
- Search for FGTS in your cell phone app store, click install and open the app;
- Select the “Register” option;
- Fill in all the requested data: CPF, full name, date of birth, e-mail and register an access password;
- After entering your data, click on the ‘I’m not a robot’ button;
- A confirmation email will be sent to the email address provided. Click on the sent link;
- After registration, open the application and enter the “CPF” and “password” registered
- After logging in, some additional questions about your professional history will appear. It is important to pay attention to filling in this data, because in case of an error, the application crashes;
- After answering these questions, you must read and accept the application’s conditions of use by clicking agree.
If the worker is unable to access the application, he can contact Caixa at the numbers 4004-0104 (capitals and metropolitan regions) or 0800-1040104 (other regions).
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