The founder of the School of Practical Investing, Fedor Sidorov, revealed to Russians the dangerous ways of investing money. According to him, the biggest mistake in modern economic conditions is to invest a significant part of capital in risky instruments, hoping for luck or your own instinct. It is reported by the Prime agency.
The expert recommended that the investor have a balanced and diversified portfolio in terms of risks. This will help protect against various negative situations, ranging from the devaluation of the ruble and ending with a collapse in the stock markets.
“To form a portfolio with good diversification, different assets should work in it by the level of risk, currencies and countries. For example, shares of Russian companies, US companies, bonds, exchange-traded funds – ETFs, BPIFs, gold and other foreign exchange investments, ”Sidorov said.
He added that cryptocurrencies have been added to the portfolio recently, but they are an extremely risky asset, since they depend on the actions of various regulatory bodies in developed countries. The expert warned that with the growth of interest, including fraudulent interest, states will be forced to strengthen regulation, which will affect the exchange rate and does not exclude the possibility of a decline in quotations.
Earlier, CNBC reported that by the end of the first half of 2021, Bitcoin had lost almost half of its maximum value recorded in April, and against the background of existing risks, it can be predicted that a painful future awaits for the cryptocurrency. This is due to the tightening of regulation of the sector, in particular in China and the United States. Another risk for Bitcoin is severe volatility and sharp price fluctuations.