Mexico City / 08.23.2021 18:51:26
Last year, 3.1 million households reported that at least one family member had difficulty paying his mortgage loan or to pay the rent, according to the National Housing Survey (ENVI) prepared by the National Institute of Statistics and Geography (Inegi).
In a conference, Edgar Vielma, general director of Sociodemographic Statistics of Inegi, explained that this situation had its origin in April and May 2020, when 12.5 million people left the labor market.
Meanwhile, the results of the survey show that houses rented in 2014 represented 15.2 percent and in 2020 they increased to 16.4 percent. Loaned houses went from 12.8 to 14.2, while in own houses paid for, almost no variation was observed.
Among the 16.4 percent of people who rent, the reason for that rent was because do not have access to credit or the resources to purchase a home, for the ease of moving; because the monthly payment is less than in a mortgage; because they are not interested in buying; and because they prefer to invest in your person.
Lack of access to financing
The lack of access to mortgage credit or home financing It caused 57 percent of the houses in the country to be acquired with the landlords’ own resources, according to the Inegi results.
Inegi indicated that they have identified as main problems the lack of guarantees, scarcity of resources to be able to be subject to credit and a series of fears due to the high costs of credit.