Credit institutions worsened the conditions for Russians to receive cash from foreign currency accounts and deposits. So, when issuing funds credited to such an account from March 9 to September 9, banks are required to convert into rubles at an exchange rate not lower than the officially established Central Bank on that day, Izvestia learned.
However, if we are talking about cash credited to foreign currency accounts and deposits since September 9, then the Central Bank allowed credit institutions to use their own rates without restrictions. At the same time, the regulator extended the ban on charging commissions on such transactions.
Due to the described changes, the conditions of banks for issuing funds from foreign currency accounts and deposits credited after September 9, 2022 turned out to be much worse. As of 13:00 on September 23, the official exchange rates of the Central Bank amounted to 59.8 rubles/$ and 58.9 rubles/€
However, if you wish to withdraw the currency credited to the account since September 9, for example, at the office of Alfa-Bank, the client will be offered an exchange rate of 51.8 rubles / $ and 50.9 rubles / €, and at an ATM they will take a commission of 3 % or 5% depending on the client’s service package. This is stated on the website of the credit institution – Izvestia studied the information.
Other banks also offered lower rates for converting currency into rubles for cashing out: at VTB – 54.1 rubles / $, at Otkritie – 55.5 rubles / $, at Gazprombank – 57.3 rubles / $, in the MKB – 57.5 rubles / $, and in the Savings Bank – 58.1 rubles / $. At the same time, credit institutions reported that these values are constantly changing during the day.
Read more in the exclusive Izvestia article:
“New Deal: Banks have worsened the conditions for issuing funds from foreign currency accounts”
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