With the reform of the pension system of the Mexican Social Security Institute (IMSS), the Institute of Security and Social Services of State Workers (ISSSTE) and the Institute of the National Housing Fund for Workers (Infonavit) the issue of Afores has been a trend in Mexico.
In this context, it is worth keeping in mind that, In the event that the Afore account holder has died, his or her beneficiaries can request the money accumulated in this account.for which a certain process must be followed.
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It is in this way that, According to official information, the steps to follow to withdraw money from the Afore account of a deceased person:
*Go to the Subdelegation of the IMSS or the Economic Benefits of the ISSSTE, in order to issue the corresponding resolutions.
*Present at the Afore in which the worker has been registered.
*Fill out the Resource Disposal form, which will be provided by the administrator.
*Once the application is approved, the Afore will provide the resources of the deceased worker in a single payment.
For its part, it must be taken into account that, according to the rules of the Mexican Social Security Institute (IMSS), not everyone can use the money that a worker had in their Afore in the event of their death.
In this sense, according to the Social Security Lawthe following people are those who can withdraw money from the Afore of a worker who has died:
*The widowers.
*Children under 16 years of age. If you are a student, up to 25 years of age.
*The worker's parents, if they lived in the same house.
*In the absence of a spouse, the concubine or common-law partner, provided that they are financially dependent on the deceased.
It is worth mentioning that the reform initiative promoted by Brunette in the Congress of the Union seeks the creation of the Pension Fund for Wellbeing, which will function as a trust so that workers who began to contributions to the IMSS or ISSSTE as of July 1, 1997 can receive the pension with 100% of their salary, for which use will be made of the resources of the Afore and Housing Subaccount that have been inactive for decades..
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